Choosing the right health insurance company is important when it comes to protecting you and your family’s health. With so many options available, it can be difficult to narrow down the best health insurance companies in India. To help you decide, we have compiled a list of the top 10 health insurance companies in India. Each of these insurance companies provide quality health insurance policies at competitive prices, so you can find one that meets your needs. Read on to find out more about the best health insurance companies in India.
List of health insurance companies in india
|United India Insurance
|New India Assurance
|Reliance General Insurance
1) Bajaj Allianz
Bajaj Allianz is one of the leading health insurance companies in India. It provides both family and individual health plans with coverage for hospitalization expenses, day care procedures, pre and post-hospitalization expenses, domiciliary treatment and Ayurveda treatments.
It also offers health check-ups, wellness programs and cashless services at more than 5500+ network hospitals across India. Bajaj Allianz provides comprehensive coverage options, and policyholders can opt for add-ons like critical illness cover, personal accident cover, maternity cover, etc. The company also has a 24×7 customer support team to help with any queries or concerns.
2) Star Health
Star Health is an Indian health insurance company that was founded in 2006. It is one of the leading health insurance companies in India, providing comprehensive coverage to individuals and families across the country.
Star Health offers a range of plans to suit different needs and budgets. Its basic health insurance plans include Star Comprehensive, Star Health Gain, Star Health Enhanced and Star Medi Classic. The company also offers add-on plans such as Maternity Cover, Personal Accident Cover, Domestic Travel Cover, OPD Cover and Critical Illness Cover.
All of these plans provide coverage for hospitalization expenses, pre- and post-hospitalization expenses, daycare treatment expenses, ambulance charges and cashless hospitalization facilities.
In addition to its regular plans, Star Health also offers specialized plans such as Overseas Travel Insurance, Senior Citizen Health Insurance Plan, Diabetes Care Insurance Plan, Super Surplus Insurance Plan, Health Wallet and Corporate Health Insurance.
Star Health has a network of more than 7500 hospitals across India, which provide cashless medical treatments to policyholders. It also has an efficient customer service team and a wide range of online services to make it easier for customers to make claims and track the progress of their claims.
3) Max Bupa
Max Bupa is one of the leading health insurance companies in India and offers a range of health insurance plans. It has a wide network of hospitals and medical practitioners across the country, making it easier for policyholders to get timely medical assistance.
The company provides comprehensive health insurance solutions tailored to meet the needs of individuals, families, and corporate groups. Some of the main health insurance products offered by Max Bupa include individual health insurance plans, family floater health plans, senior citizen health plans, and corporate group health plans.
Max Bupa’s individual health insurance policies offer coverage against medical expenses arising due to hospitalization, pre- and post-hospitalization expenses, daycare procedures, Ayurveda and Homeopathy treatments, and more. It also provides maternity cover and health check-ups to its policyholders.
The family floater health plans from Max Bupa cover the entire family under one policy, giving them the benefit of a shared sum insured. These plans are designed to meet the specific requirements of each family and provide coverage against hospitalization costs and pre and post-hospitalization expenses.
Max Bupa also offers senior citizen health plans which provide coverage to individuals aged 60 years and above. These policies cover hospitalization costs, pre- and post-hospitalization costs, daycare treatments, and more.
Apart from offering individual health insurance policies, Max Bupa also provides corporate group health plans. These plans offer a wide range of benefits such as flexible sum insured options, cashless treatment at network hospitals, coverage against serious illnesses, coverage for air ambulance charges, worldwide emergency assistance services, and more.
Overall, Max Bupa is one of the top health insurance companies in India offering comprehensive solutions to individuals, families, and corporate groups.
4) Apollo Munich
Apollo Munich is one of the leading health insurance providers in India. Established in 2007 as a joint venture between Apollo Group, one of India’s most successful healthcare companies, and Munich Health, a global leader in health insurance, Apollo Munich has set a new benchmark in providing comprehensive health insurance policies to its customers.
Apollo Munich offers an array of health insurance plans to suit the individual needs and requirements of its customers. Some of its popular products include Apollo Optima Restore, Apollo Mediprime, Apollo Maxima and Apollo Silver. All of these plans offer financial protection against hospitalization costs and provide coverage for medical treatments, medicines, surgery expenses and other related medical costs.
Apollo Munich also provides a variety of riders that allow you to customize your plan to suit your specific needs. Some of these riders include personal accident cover, maternity cover, critical illness cover, dental cover and home nursing cover.
Furthermore, Apollo Munich offers several other benefits such as cashless hospitalization at over 10,000 network hospitals, round-the-clock emergency assistance and cashless claim settlements within two days. Additionally, customers can avail of discounts on certain treatments and therapies at select Apollo hospitals.
In short, Apollo Munich offers comprehensive health insurance solutions that provide comprehensive coverage for a variety of medical needs.
CignaTTK is one of the top health insurance companies in India, offering a variety of innovative health insurance plans. It has a network of more than 4,800 hospitals, covering more than 8.3 million lives across the country. CignaTTK has established itself as a reliable and trusted name in the health insurance market.
The company offers a range of products for individuals, families, businesses, and senior citizens. It also provides wellness services that include medical and lifestyle counseling, home healthcare, and telemedicine services. CignaTTK is one of the few insurers in India that offer an online claim settlement facility. This allows customers to file and track their claims quickly and easily. Customers can also take advantage of an array of discounts and cashless benefits.
6) Oriental Insurance
Oriental Insurance is one of the oldest health insurance companies in India. Founded in 1947, it is one of the four subsidiaries of the Oriental Bank of Commerce. It is a public sector company and is owned by the Government of India. The company provides a wide range of health insurance plans, both for individuals and families. Some of its key plans include the Oriental Individual Health Plan, Oriental Floater Health Plan, and the Oriental Comprehensive Health Plan.
The Oriental Individual Health Plan is a comprehensive policy that covers medical expenses incurred during hospitalization. It also offers coverage for pre-hospitalization, post-hospitalization, domiciliary hospitalization, daycare treatment, and various other expenses related to healthcare. The plan offers coverage of up to Rs 5 lakhs and can be availed by individuals aged between 18 and 65 years.
The Oriental Floater Health Plan is another comprehensive plan offered by the company. It covers both an individual and their family under the same policy. It provides coverage of up to Rs 10 lakhs and can be availed by individuals aged between 18 and 65 years. This plan also covers pre-hospitalization, post-hospitalization, and various other healthcare expenses.
The Oriental Comprehensive Health Plan is a comprehensive plan that provides broad coverage for medical expenses. It includes pre-hospitalization, post-hospitalization, daycare treatment, emergency ambulance services, organ donor expenses, etc. This plan offers coverage of up to Rs 15 lakhs and can be availed by individuals aged between 18 and 65 years.
Oriental Insurance provides a variety of health insurance plans that offer comprehensive coverage at competitive rates. It is one of the most reliable and experienced health insurance companies in India and provides an extensive network of hospitals across the country. Customers can purchase policies either online or offline, making it convenient for them to get the coverage they need.
7) National Insurance
National Insurance is one of the oldest health insurance companies in India, founded in 1906. It offers a wide range of health insurance products to suit the needs of every individual. National Insurance provides customers with various benefits such as cashless hospitalization, no-claim bonus, pre-existing disease coverage, and more.
National Insurance offers its customers a variety of health insurance plans such as family floater health insurance plans, top-up health insurance plans, individual health insurance plans, and critical illness policies. Customers can also customize their health insurance plans according to their specific needs.
National Insurance also offers numerous riders with its health insurance policies to give customers additional coverage. These include maternity coverage, Ayush treatment coverage, daily hospital cash allowance, and many more.
Apart from health insurance, National Insurance also provides car insurance, two-wheeler insurance, travel insurance, and home insurance plans. All these plans come with attractive features and customer-friendly policies to provide customers with complete protection.
8) United India Insurance
United India Insurance is one of the oldest insurance companies in India and has been providing customers with quality insurance products since 1938.
The company offers a wide range of health insurance products that are designed to meet the diverse needs of individuals, families and corporate clients. With their range of health plans, they provide cover for hospitalization expenses, pre and post-hospitalization charges, daycare procedures, domiciliary treatment and much more.
The company also has tie-ups with over 7500 hospitals across the country which allows their customers to get cashless treatments. In addition to health insurance, United India Insurance also provides a host of other policies such as life insurance, motor insurance and travel insurance. They have a dedicated team of professionals who are committed to providing their customers with the best services and assistance.
9) New India Assurance
New India Assurance is one of the leading health insurance companies in India, offering a wide range of health insurance plans and products. The company has been around since 1919 and is owned by the Government of India. They offer health insurance coverage for individuals, families, and senior citizens.
Their main product, New India Assurance Health Insurance, provides cover against medical expenses incurred due to hospitalization. This policy also covers pre and post-hospitalization expenses and offers financial protection against diseases such as cancer and diabetes. In addition to this, New India Assurance also provides coverage for maternity, organ donor expenses, and medical evacuation.
The New India Assurance Health Insurance policy is quite flexible and allows customers to customize their coverage based on their needs. The company also offers an online portal for customers to compare various plans, make payments, submit claims, and track their policy status.
New India Assurance also offers various value-added services such as cashless hospitalization, ambulance services, emergency medical care, and home nursing services. All these services help make life easier for customers who are dealing with health problems.
Overall, New India Assurance is a reliable and affordable health insurance option that provides comprehensive coverage to its customers. With its wide range of policies, the company makes sure that its customers get the right kind of protection at the right price.
10) Reliance General Insurance
Reliance General Insurance is one of the leading health insurance companies in India. The company offers a wide range of health insurance policies to suit individual needs. Some of the features that make Reliance General Insurance stand out include cashless hospitalization, extensive coverage for pre- and post-hospitalization expenses, coverage for emergency ambulance expenses, coverage for daycare procedures, and access to a large network of hospitals. In addition, the company also provides other benefits such as personal accident cover and maternity benefits.
Reliance General Insurance has an experienced team of customer service executives who are available round the clock to help customers with their queries. They are available through telephone, email, chat, and even WhatsApp.
The company also provides a range of value-added services such as online policy purchases, online claim settlement, and online premium payment. Customers can also avail of attractive discounts and cashback while availing of Reliance General Insurance policies.
Overall, Reliance General Insurance is an excellent choice when it comes to health insurance in India. It provides comprehensive coverage, excellent customer service, and great value-added services that make it an attractive option for anyone looking for a good health insurance policy.